Lifetime ISA
Lifetime ISA
Looking to buy your first home or save for later life? A Lifetime ISA (LISA) offers a flexible, tax-efficient way to do both — with a generous 25% government bonus on your savings.
📞 Call 0207 459 4754 to open a Lifetime ISA today.
What is a Lifetime ISA?
A Lifetime ISA is designed for those aged 18 to 39, allowing you to save or invest up to £4,000 per year, while the government adds a 25% bonus — up to £1,000 each tax year.
You can choose to hold your Lifetime ISA in cash or stocks and shares, and all growth is free from Income Tax and Capital Gains Tax.
Whether you’re saving for your first home or planning for retirement, a Lifetime ISA gives you a valuable head start.
The Benefits of Ownership
When you invest through our Managed Trading Account, you gain far more than market exposure — you gain complete financial control with expert support.
First-Time Home Buyer Boost
Your funds remain in a segregated account under your name. We cannot deposit or withdraw on your behalf — only you can.
Tax-Free Growth
Our traders work with a goal of consistent monthly returns, aligning our success with yours — no profits for us unless we generate them for you.
Flexible Retirement Option
You maintain full access to your account 24/7. Monitor trades, view statements, and withdraw or top-up at your convenience.
How Does a Lifetime ISA Work?
Here’s how the rules work:
Annual Contribution Limit: £4,000
Government Bonus: 25% (max £1,000 per tax year)
Eligibility: Must be aged 18–39 to open one
Contribute Until Age 50 (if opened before 40)
Part of Your £20,000 Total ISA Allowance
Try our Lifetime ISA Calculator to see how much bonus you could receive over time.
Withdrawing from a Lifetime ISA
You can withdraw your funds without penalty in the following scenarios:
Home
Buying your first home, after 12 months (property value up to £450,000)
Retirement
Once you turn 60, for retirement or later-life planning
Common questions
How do I get started?
You simply open an account with a regulated broker we recommend. Once funded, we begin managing your account under an agreement that maintains your full control.
Can I access my funds anytime?
Yes. There’s no lock-in. You can withdraw or top-up funds at your convenience.
Is my money safe?
Absolutely. Your funds are never held by Sentinel. They’re safeguarded in your broker account under your name.
Start Saving with a Lifetime ISA
📞 Call 0207 459 4754 or Contact Us to begin your Lifetime ISA journey today.
