Boost Your First Home and Retirement Savings with a Lifetime ISA
Save up to £4,000 each year and get a 25% government bonus every year. Whether you’re planning your first home or preparing for retirement, a Lifetime ISA gives you a smarter way to grow your savings with tax-free returns.
Lifetime ISA
Looking to buy your first home or save for later life? A Lifetime ISA (LISA) offers a flexible, tax-efficient way to do both — with a generous 25% government bonus on your savings. Get in-touch with Sentinel ISA experts and open your LISA today.
What is a Lifetime ISA?
A Lifetime ISA is designed for those aged 18 to 39, allowing you to save or invest up to £4,000 per year, while the government adds a 25% bonus — up to £1,000 each tax year.
You can choose to hold your investment options in this ISA, and all growth is free from Income Tax and Capital Gains Tax.
Whether you’re saving for your first home or planning for retirement, a LISA gives you a valuable head start.
The Benefits of Ownership
When you invest through our Managed Trading Account, you gain far more than market exposure — you gain complete financial control with expert support.
First-Time Home Buyer Boost
Your funds remain in a segregated account under your name. We cannot deposit or withdraw on your behalf — only you can.
Tax-Free Growth
Our traders work with a goal of consistent monthly returns, aligning our success with yours — no profits for us unless we generate them for you.
Flexible Retirement Option
You maintain full access to your account 24/7. Monitor trades, view statements, and withdraw or top-up at your convenience.
How Does a Lifetime ISA Work?
Here’s how the rules work:
Annual Contribution Limit: £4,000
Government Bonus: 25% (max £1,000 per tax year)
Eligibility: Must be aged 18–39 to open one
Contribute Until Age 50 (if opened before 40)
Part of Your £20,000 Total ISA Allowance
Try our LISA Calculator to see how much bonus you could receive over time.
Withdrawing from a Lifetime ISA
You can withdraw your funds without penalty in the following scenarios:
Home
Buying your first home, after 12 months (property value up to £450,000)
Retirement
Once you turn 60, for retirement or later-life planning
Common questions
Can I transfer another ISA into a Lifetime ISA?
Yes, you can transfer another ISA into a LISA as long as it stays within the £4,000 yearly allowance.
Can I use a LISA to buy a home and still keep it for retirement savings?
Yes, you can use your LISA to buy your first home (up to £450,000) and still continue saving for retirement. Once the house purchase is complete, you can keep contributing to the account until age 50 for retirement savings.
Can I have more than one Lifetime ISA at the same time?
You can open more than one LISA during your lifetime, but not in the same year. Only one account is allowed per tax year, staying within the £4,000 annual allowance.
Start Saving with a Lifetime ISA
📞 Call 0207 459 4754 or Contact Us to begin your Lifetime ISA journey today.