Stocks & Shares ISA
Tax-Efficient Investing with Flexibility
Whether you’re new to investing or have experience in the markets, our Stocks & Shares ISA allows you to grow your wealth while benefiting from valuable tax advantages.
All investments within your ISA are sheltered from Capital Gains Tax and Income Tax, helping you keep more of your profits. You remain in control of where your money is invested — and can access your funds at any time.
📞 Call 0207 459 4754 to learn more.
What is a Stocks & Shares ISA?
A Stocks & Shares ISA acts as a protective wrapper around your investments. It allows you to put your money into a wide range of financial instruments — such as shares, bonds, or funds — without paying tax on the income or gains you make.
You can invest a lump sum or make regular contributions throughout the tax year. While investing is generally most effective long-term, you’re free to withdraw your funds whenever needed — there are no penalties or lock-in periods.
You have the freedom to:
Pick and manage your investments
Use up to your full annual ISA allowance
Transfer your ISA between providers
Withdraw anytime, tax-free
The Benefits of Ownership
Tax-Free Growth
All capital gains and dividends earned within your ISA are completely tax-free.
Complete Flexibility
Withdraw or top-up funds any time without penalties or waiting periods.
Control & Choice
Pick your own investments or use a professional service — the choice is yours.
Annual Allowance
Invest up to £20,000 per year, fully shielded from UK tax.
Smart Diversification
Combine different asset types within one account to balance risk and growth potential.
No Surprise Charges
Our ISA structure is transparent — no hidden fees or performance commissions.
How Does It Work?
Think of your ISA like a shopping basket — you choose which investments go in. You can split your ISA allowance (£20,000 for the 2024/25 tax year) across different ISA types, including:
Cash ISA
Stocks & Shares ISA
Innovative Finance ISA
Lifetime ISA (up to £4,000 per year)
You can only pay into one Stocks & Shares ISA per tax year, but can open a new one annually with a different provider if you wish.
Fees & Minimum Investment
Our Stocks & Shares ISA is designed to be transparent and flexible, with no hidden charges or exit fees.
Minimum Investment:
No minimum required — invest from as little as £100
Annual ISA Allowance:
Up to £20,000 per tax year (2024/25)
No Setup or Withdrawal Fees:
Deposit and withdraw funds at any time without penalties
Common questions
How much can I invest in a Stocks & Shares ISA?
You can invest up to £20,000 per tax year (2024/25), either as a lump sum or in instalments.
Can I access my ISA money at any time?
Yes, there are no restrictions on withdrawals. You can take money out whenever you need it.
Are ISAs safe?
All ISA accounts are held with FCA-regulated institutions and come with FSCS protection up to the statutory limit.
Ready to Open Your ISA?
📞 Call 0207 459 4754 or Contact Us to get started with your Stocks & Shares ISA today.
